Grinnell Mutual's roots can be traced back to the mid-1800s. As settlers moved to the Midwest, they sought protection from the ravages of prairie fires. Working together, these pioneers banded together to protect each other. They discovered that working together was necessary for survival. When fire struck, neighbors pitched in to help with labor, materials or money. There was no thought of profit; it was a way of people helping people.
From there, the concept of spreading the losses of a few amongst the many grew. The mutual system flourished and developed into efficient modern business organizations serving their counties and adjoining areas. In 1909, a State Association meeting called for the need of a reinsurance organization for the county mutuals—and the company now known as Grinnell Mutual was created.
Today, Grinnell Mutual operates in ten states throughout the Midwest, reinsuring over 280 mutuals, and achieving a 46% market share. In addition, Grinnell Mutual employs over 680 dedicated individuals, making it the largest employer in Poweshiek County.
Grinnell Mutual has a strong commitment of providing excellent service to